Mariner Finance Web Site Privacy Statement

At Mariner Finance, our commitment to protecting your privacy extends to our Web site. This Web site Privacy Statement supplements the comprehensive privacy statement that we provide to all of our customers and sets forth the additional procedures that we employ to protect your privacy online. This Statement is intended to help answer any questions that you might have concerning your privacy in connection with this Web site, and it describes the technological procedure that we have in place to safeguard any personally identifiable information that we collect about you on this web site.

What is Mariner Finance's policy regarding the collection of information from those who visit this Web site?

Browsing
If you are just browsing this Web site, we do not collect, capture, or retain any personally identifiable information about you. We do, however, collect certain data that does not personally identify you. We use such data to track Web site usage, such as the number of hits, pages visited, and the length of user sessions, so that we canevaluate the usefulness of this Web site.

Online Applications
We collect personally identifiable information about you if you fill out an application that we have made available online for a loan or other product that we offer, just as we would if you sent us your application through the mail. We will use this information to consider your request for a loan or other service. We may also provide this information to a third party, such as a credit reporting agency (if we considering you for a loan), or as otherwise permitted by you or by law. Please see our comprehensive privacy statement for further details -- if you would like us to send you a copy, please call Customer Service at 410-288-2958.

How does Mariner Finance protect my privacy online?
Mariner Finance collects personally identifiable information about you only on secure Web pages. There are two ways to determine whether you are on a secure web page:

1. Look at the address of the Web page being viewed. An "s" at the end of http indicates that you have accessed a secure server using SSL technology (defined below). Thus, any web page beginning with https:// is secure.

2. If you are using Microsoft Internet Explorer 3.0, Netscape navigator 4.0 or a higher version of either of these browsers, look at the lower right hand corner of the browser's window. A picture of a lock or key, depending on the browser, should be visible. If the lock is closed or the key is solid, you are visiting a secure web page. If the lock is open or the key is broken, however, the site you are visiting is not secure.
DO NOT INPUT PERSONALLY IDENTIFIABLE INFORMATION ON A WEB PAGE THAT IS NOT IDENTIFIED AS BEING SECURE.

What is SSL?
SSL is the abbreviation for an encryption technology called Secure Sockets Layer. SSL provides secure communications over the Internet by verifying that the server to which you are connected is the one it claims to be. It also encrypts all transactions between the parties.

What is encryption?
Encryption is the way in which information is scrambled when it is sent over the Internet. Your data is made indecipherable to any other party when encryption is used. The strongest form of encryption available over the Internet today is 128-bit. We recommend using 128-bit encryption for security.

About Children’s Privacy
This Web page is not designed to attract children under the age of 13 and Mariner Finance does not knowingly capture personal information about children.

How do I reduce the chance that my information could be accessed by another person after I use a public computer?
If you access information via a public computer, such as at a public library, it is important that you properly log off each interactive feature on the web site that you have visited, such as Online Banking. This will help ensure the security and privacy of your visit.

Does this Web site link to other Web sites?
You may be able to link to other Web sites from this one. Be advised, however, that we do not control how the owners of other Web sites use information that you might provide to them, and we are not responsible for the privacy and security of these sites. We urge you to review the privacy policy of each Web site you visit before you provide them with any personal information. Any links from Mariner Finance's Web site to other Web sites are intended to benefit you by providing quick access to products and services of others that may be of interest to you. These third-party Web sites are unrelated to Mariner Finance and their owners/operators are solely responsible for such sites and for the quality of the products and services that they may offer through their Web sites. Consequently, Finance Maryland disclaims all liability for any third-party providers and for the fitness of their products and services.

YOUR USE OF ANY LINK FROM THIS WEB SITE TO A THIRD-PARTY WEB SITE EVIDENCES YOUR AGREEMENT THAT YOU WILL NOT HOLD Mariner Finance LIABLE FOR ANY CLAIM ARISING OUT OF YOUR USE OF, OR ANY PRODUCTS OR SERVICES THAT YOU OBTAIN VIA, THE LINKED THIRD-PARTY WEBSITE.

E-mail
We invite visitors to our site to use e-mail to inquire or comment about our products and services. The information included in your e-mail and our responses is not secure. Additionally, we may retain copies of these e-mail messages, our response, and your e-mail address for a limited time for quality control purposes or to meet legal and regulatory requirements.

Restricted Access to Information/Contact Us
We are committed to protecting your privacy and the security of the information that you share with us. We restrict access to personally identifiable information about you to those employees who need to know that information to provide you with the products or services that you have requested (or to third parties as described above). If you have any questions or concerns about your privacy in connection with this Web site, or if you would like us to send you our most current comprehensive Privacy Statement setting forth our policies concerning the sharing of customer information with affiliates or non affiliates, please call us at 410-288-2958.